Trevor Aspiranti's home loan website offers various home loan services customized to diverse financial needs. The servie provides federal government funded and conventional mortgage options and customized guidance for buyers and refinancers.

Sevices Offered

• Conventional Loans: Require a minimum 3% down payment and good credit, with no government backing[1][2].


• FHA Loans: Government-backed option allowing down payments as low as 3.5%[1][2].


• USDA Loans: Designed for rural/suburban homebuyers, often requiring no down payment[1][2].


• VA Loans: Exclusive to veterans and active-duty military personnel, featuring no down payment requirements[1][2].


• Jumbo Loans: For high-value homes exceeding standard loan limits, with tighter qualification criteria[1][2].


• Adjustable-Rate Mortgages (ARMs): Lower initial rates that adjust over time based on market conditions[1][2].


• Fixed-Rate Options: Includes both 15-year and 30-year fixed mortgages[1][2].


• Non-QM Loans: Flexible solutions for borrowers who don't meet traditional mortgage requirements[1][2].


• Reverse Mortgages: Allows homeowners aged 62+ to access home equity without monthly payments[1][2].

 

Additional Services

Streamlined Application: Digital process for purchases and refinancing, emphasizing lightening fast service and streamlined application process[1][2].
Sage Guidance: Personalized support through every stage of mortgage processing[1][2].
Financial Tools: Includes a mortgage calculator to estimate monthly payments[1][2].

 

Adjustable Rate Mortgage Loan

 

Interest rate varies over time, potentially offering lower initial rates but with the risk of future increases.

 

Conventional Mortgage Loan

 

Standard loan not backed by the government, typically requiring good credit and a down payment of at least 3%.

 

FHA Mortgage Loans

 

Government-backed loans with more lenient requirements, allowing down payments as low as 3.5%.

 

Jumbo Mortgage Loan

 

Large loans exceeding conforming loan limits, typically for high-value properties with stricter qualifying criteria.

 

Non-QM Mortgage Loan

 

Loans that don't meet standard qualifying mortgage requirements, offering flexibility for unique financial situations.

 

USDA Mortgage Loans

 

Government-backed loans for rural and suburban home buyers, often with no down payment required.

 

VA Mortgage Loan

 

Loans for honarably discharged veterans and active-duty military, offering favorable terms and no down payment.

 

Reverse Mortgage Loan

 

Allows homeowners ages 62 and older to borrow against their home equity without monthly mortgage payments.